Interest Rate Advice to Customers
Effective from 05 June 2025, HomeStart's Standard Variable Interest Rate will decrease by 0.25% p.a. from 8.39% to 8.14% p.a.
Interest rates applicable to the Low Deposit Loan (still in the first year) will decrease from 9.39% p.a. to 9.14% p.a.
Interest rates applicable to the Seniors Equity Loan (settled between 1 July 2008 to 22 May 2016) will decrease from 8.89% to 8.64%; Seniors Equity Loans (settled prior to 1 July 2008) will decrease from 8.39% to 8.14%; and Seniors Equity Loans (settled from 23 May 2016 onwards) will remain unchanged at 7.89% p.a. at this time.
EquityStart Loan customers, the interest rate on the subsidised part of the loan will remain unchanged at 0.86% p.a.
Advantage Loan Customers with contracts offered on or before 13 December 2021, the interest rate on the subsidised part of your loan will remain unchanged at 0.86% p.a. Advantage Loan customers offered on and from 14 December 2021, please note the interest rate on the subsidised part of your loan will decrease by 0.06% from 2.10% p.a. to 2.04% p.a.
Fixed Interest Rate Loans remain unchanged at this time.
If you have any questions, please contact HomeStart on 8203 ... .
HomeStart Finance Australian Credit Licence 388466.
Adelaide 5000
